Need an appraisal in Frisco or Collin County?
The top reasons Texas homeowners call on Bain & Associates, Inc.:
Do you own a home in or near Frisco? Do you need help deciding the value of your real estate?
We at Bain & Associates, Inc. understand the unique needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at Bain & Associates, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value estimation than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Bain & Associates, Inc., we're seasoned in helping homeowners just like you dismiss undesirable PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes close to yours. That only means you are paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Bain & Associates, Inc. is your chief weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. Bain & Associates, Inc. can help you reinstate your home equity line of credit with an expert appraisal.
We Also Offer Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for preciseness or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.