Attention homeowners: Real estate appraisal services for in Frisco and Collin County
The top seven reasons why Texas homeowners use Bain & Associates, Inc.:
Own a home in or near Frisco, Texas and need help determining the price of it?
We at Bain & Associates, Inc. understand the special needs of a consumer in need of appraisal services. Our regular business clients are used to the appraisal process and the usual documents we provide. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Bain & Associates, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.
Appraisals to remove PMI
A popular money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. Bain & Associates, Inc. is experts in helping folks just like you abolish unwanted PMI insurance.
Challenge Tax Assessment
If you live in a region that is declining or not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Bain & Associates, Inc. is your strongest weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
If your house is in or near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Bain & Associates, Inc. can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
We Also Offer Field and Desktop Appraisal Review Services
Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for verity? In a field review we will go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.